SoftDayta Credit Credit operations platform for finance companies, micro lenders, and pawnshops

Credit operations software

Modernise lending operations with one controlled workspace your team can trust.

SoftDayta Credit is a Botswana-ready loan management system for finance companies, micro lenders, and pawnshops that need one operational workspace for customer records, credit servicing, repayment tracking, statements, collections, contracts, and portfolio reporting.

  • Structured customer records and portfolio visibility
  • Repayment, collections, and statement workflows in one place
  • NBFIRA-ready reporting, contracts, and lead management in one subscription
P 300.00/month Full-suite lending workspace with 50% off the first month.
Faster daily operations Replace fragmented spreadsheets with a controlled lending workflow.
Cleaner reporting Keep customer data, contracts, statements, and reporting aligned.
Loan management software built for Botswana credit providers Supports customer records, loans, statements, collections, and NBFIRA-ready reporting Demo-first onboarding for teams that want to see the workflow before subscribing

Product preview

Lending operations dashboard

Live portfolio
Active portfolio P 4.8M Across current lending book
Collections due P 286K Next 7 days
Statements issued 184 Month to date
Customer portfolio Updated today
Repayment queue Collections
QLL0042CurrentP 12,000
QLL0058ReviewP 8,450
QLL0074CurrentP 19,600
Recent customer activity Statements, repayments, reporting
ClientRepaymentStatusNext due
QLL0002P 5,000Statement sent2026-05-15
QLL0014P 2,800Collection follow-up2026-05-18
QLL0028P 7,250Report included2026-05-20

Why Teams Switch

Better control, stronger reporting, and less operational risk

SoftDayta Credit gives lending businesses a more dependable operating model than scattered Excel files, isolated devices, and manual statement preparation.

Operational Control Run lending operations from one source of truth

Customer records, loans, repayments, statements, contracts, and reporting stay connected in one system instead of being split across files and inboxes.

Cloud-based continuity

Reduce the risk of lost Excel files, damaged laptops, and person-dependent recordkeeping.

Compliance-ready output

Keep cleaner operational records for management reviews, regulatory reporting, and internal control.

Segregation of duties

Support multiple users and stronger accountability instead of relying on one person to control every step.

Book a Demo

See SoftDayta Credit in action with your lending workflow

Request a practical walkthrough for your organisation. We will show customer records, loan capture, repayments, statements, reports, and admin controls.

Live walkthrough Built for finance companies, micro lenders, and pawnshops

Use the demo to ask operational questions, review reporting needs, and see how the platform can replace scattered spreadsheets with a controlled cloud workflow.

  • Loan management and payment recording
  • Statements, aging reports, and interest reporting
  • User access, controls, and migration support

We will use these details only to arrange the SoftDayta Credit demo and follow up on your request.

Botswana Credit Providers

Loan software and loan management software for Botswana lending teams

SoftDayta Credit helps finance companies, microlenders, pawnshops, and registered lending businesses keep customer records, repayment history, statements, loan schedules, and NBFIRA-ready reports organised in one cloud workspace.

For teams searching for loan software in Botswana

SoftDayta Credit is cloud loan software for managing customer profiles, loan capture, instalments, interest, statements, contracts, aging, and reports from one controlled workspace.

Loan software Botswana details
For micro lenders and finance companies

Manage customers, loan disbursements, repayment allocations, interest, arrears, aging reports, and loan statements without relying on scattered spreadsheets.

Micro lender software details
For pawnshops and credit providers

Track customer facilities, outstanding balances, reminders, contracts, lead management, and operational reports from a controlled digital record.

Pawnshop loan management details
NBFIRA-ready reporting support

Prepare cleaner summaries and supporting schedules for compliance review. SoftDayta Credit supports recordkeeping and reporting workflows, while each institution remains responsible for its own licensing and regulatory obligations.

NBFIRA reporting support details
RBSS return preparation support

Organise customer, loan, repayment, aging, statement, and portfolio records before preparing RBSS returns and NBFIRA reporting submissions.

RBSS reporting support details
For cash loan and short-term lenders

Capture borrower records, loan terms, instalment schedules, repayments, balances, arrears, and statements from one cloud workspace.

Cash loan software Botswana details
For microfinance and savings groups

Manage member records, customer loans, contributions, repayments, statements, and community finance reports with clearer continuity.

Microfinance software Botswana details
For credit providers

Use structured records for customers, loans, contracts, repayments, reports, and management review instead of isolated spreadsheets.

Credit provider software details
For repayment tracking

Track instalments, due dates, interest, principal, overpayments, arrears, closing balances, and customer statements.

Loan repayment tracking details

Core Workflow

Everything the lending team needs in one operating flow

The platform is built around the practical sequence of lending work so teams can move faster without losing visibility or control.

01
Capture customers and loans

Record customer profiles, loan terms, disbursements, instalments, and balances in one controlled system.

02
Track repayments and collections

Monitor instalments, payment allocations, outstanding balances, refunds, and collection follow-up with better visibility.

03
Issue statements and contracts

Generate customer statements, loan schedules, contracts, and operational documents from the same source of truth.

04
Review reports and compliance outputs

Prepare management reports and NBFIRA-ready reporting outputs with cleaner data and less manual effort.

Pricing

One subscription for the full lending suite

SoftDayta Credit is offered as one paid subscription for lenders that want the complete operational platform without feature trade-offs.

50% off first month Onboarding guidance included Single subscription access Flexible workspace setup

Public Tool

Loan calculator available without signing in

Open a dedicated public calculator page to estimate total interest, instalments, repayment dates, and balances before a loan is created in the system.

The public loan calculator helps lenders and customers model repayment scenarios using flat/simple interest, reducing balance, and compound interest from a clean standalone page. Users can move back to the landing page or sign-in area at any time.

Public access Flat / simple interest Reducing balance Compound interest Printable schedule preview
Open calculator directly from the website

Use it for onboarding conversations, affordability checks, and repayment illustrations before capture in the workspace.

Open Loan Calculator

Optional add-on

Accounting advisory for credit providers

Specialist finance support for finance companies, micro lenders, and pawnshops that want more than software: stronger bookkeeping, reconciliations, reporting discipline, and compliance support.

Get specialist support for bookkeeping, loan book reconciliations, monthly management accounts, financial statements, tax support, NBFIRA returns, and audit preparation.

Bookkeeping Loan book reconciliations Interest and repayment tracking NBFIRA returns Audit preparation
From P 3,000.00 for specialist support

Ideal for lenders that want cleaner finance operations alongside their lending platform.

View Accounting Services