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SoftDayta Credit Community Finance Access Programme

Community Finance Access Programme

Community Finance Access Programme

A brighter, structured digital workspace for stokvels, motshelo groups, savings circles, and community lending societies that need better visibility over members, contributions, loans, and statements.

SDG 8.10 Universal Access to Banking, Insurance and Financial Services

Strengthen the capacity of domestic financial institutions to encourage and expand access to banking, insurance and financial services for all.

Community lending and savings workflow Up to 3 users Contribution tracking Member statements Internal loan records Admin-reviewed access
Clear member visibility Track contributions, loans, and statements in one place.
Better continuity Keep the records structured when leadership changes.
Built for community groups Simple controls for savings circles, motshelo, and stokvels.
Programme Access
Free access for approved groups

Designed for active community finance groups that want cleaner records, stronger continuity, and more transparent reporting.

  • Signed constitution or group rules
  • Member list or register
  • Bank account confirmation letter
  • Basic committee or admin details
Review process Admin approval before activation

Applications are checked first so the programme supports genuine community finance groups.

What the programme supports

  • Maintain an organised member register with balances and activity history.
  • Track contributions, savings movement, and payment timing more clearly.
  • Record internal loans, instalments, outstanding balances, and due dates.
  • Generate member statements to improve transparency and accountability.
  • Give committees clearer reporting over pooled funds and member activity.

Why it matters

  • Reduce disputes and avoid recordkeeping errors.
  • Strengthen trust between members and leadership.
  • Maintain continuity when office bearers change.
  • Improve oversight over savings, internal loans, and collections.
  • Support more disciplined and sustainable community finance practices.