SoftDayta Credit product illustration on a laptop and tablet

Built for credit providers

SoftDayta
Credit.

One platform.
Complete loan management.

Your borrowers, loans and repayments.
Connected in one clear workspace.

After your free month: BWP 225.00/month*See pricing
Unlimited workspace usersRole-based accessExcel import supportCloud-based workspace

Your lending day, simplified

Less switching.
More control.

Keep the whole loan cycle moving, from application to final repayment.

SoftDayta Credit dashboard screen with fictional demo data
SoftDayta Credit · Demo workspace, sample data

Know where your loan book stands.

Balances, collections and arrears, together.

  • Monitor portfolio performance
  • Spot overdue accounts
  • Follow up with clear priorities
See it in a demo

Beyond the loan book

The details.
Already connected.

Give your team one place to find the records that matter.

Borrowers & members

Contact details, documents and customer history, all in one place.

Customer portal

Statements & contracts

Prepare branded documents from your recorded loan information.

Explore the guide

Reporting & arrears

Follow interest, aging and transactions without rebuilding reports.

Reporting support

Community finance

Manage contributions, member statements and society balances.

Community accounts

Collections, connected

Make getting paid
part of the plan.

Explore collection services through SoftDayta, an independent PAYM8 Channel Partner.

Apply for collection services Talk to SoftDayta
PAYM8 - The smart way to payIndependent Channel Partner · Botswana
  • Debit orders
  • Recurring card debits
  • Online payments
  • Mobile commerce
Partner terms

SoftDayta acts as an independent PAYM8 Channel Partner and is authorised to market and represent PAYM8 solutions as a Channel Partner. SoftDayta is not an agent or employee of PAYM8 and has no authority to bind PAYM8. Customer acceptance, pricing, product availability, implementation and services remain subject to PAYM8 approval, applicable merchant agreements and PAYM8 terms. PAYM8 names, marks and product information remain subject to PAYM8's applicable rights and approved materials.

Simple pricing

Your whole workspace.
One subscription.

Start with the full lending suite. Add your team, bring your records, and get to work.

  • Unlimited customers and workspace users
  • Loans, repayments, contracts and statements
  • Dashboards, arrears and reporting
  • Customer portal and Excel imports
Have a question? Talk to our team
New customers1 month FREE*

SoftDayta Credit

Billing period
BWP225.00/month

After your free month, for your first three paid months.

Then BWP 450.00/month.

Start free trial

All banks welcome. Banking details collected at registration.

*Offer terms

New SD Credit workspace subscriptions receive one free calendar month from registration, with email verification required for access, followed by 50% off the first three paid subscription months. Monthly billing receives the discount on each of those months. Annual billing discounts only the remaining introductory months; the other months are charged at the normal rate. The invoice records your price and currency. Previously issued invoices retain their recorded amounts. Free trial access applies only where a trial is recorded on the workspace; existing subscriptions are not restarted. No payment is due during the trial and no automatic charge is made at expiry; payment confirmation is required to continue. Normal pricing applies after the offer. Cannot be combined with a voucher. Subscription payment does not activate collections or authorise a debit order.

Room to grow

People. Payroll. SoftDayta.

Explore SoftDayta HR for your organisation.

Explore payroll

Support behind the numbers.

Bookkeeping, reconciliations and accounting advisory.

Accounting services

Work out the repayments.

Explore a loan scenario before creating a record.

Open loan calculator

A few things to know

Your questions,
answered.

Download the user guide
How does the free trial and discount work?

New SD Credit subscriptions get one free calendar month, then 50% off their first three paid months. No payment is due today; payment confirmation is required after the trial. Annual billing discounts those three months only. Normal pricing applies afterward. The offer is available regardless of bank; full terms are in the pricing section.

Can I move my records from Excel?

Yes. SoftDayta provides import templates for customers, loans and payments. Speak to our team about your migration.

Can my whole team use the workspace?

Yes. Active subscriptions include unlimited workspace users, with roles and permissions to control access.

Are collection services included in the subscription?

Collections are a separate application through SoftDayta as a PAYM8 Channel Partner, subject to approval and applicable agreements.

Does it work for community finance groups?

SoftDayta supports member records, contributions and society statements. Community programme applications are available separately.

Can I see the product before buying?

Yes. Book a demo or presentation using the form below, or speak to us on WhatsApp.

Support beyond software

Business support services

Clearer accounts.

Bookkeeping, bank reconciliations, management accounts and financial statement preparation.

A stronger plan.

Budgets, cash-flow forecasts, financial models and business plans for your next stage of growth.

A better finance function.

Audit-ready schedules, internal-control reviews, accounting-system setup, reporting dashboards and team training.

Explore business support

Ask for a tailored scope and quotation. Specialist or regulated engagements are subject to separately agreed scope and appropriate authorisation.

Meet your next workspace

Let's talk
about your business.

Book a demo, ask a question or discuss business support.

Chat on WhatsApp

Your enquiry goes to Thuto Moyei, with a copy sent to your email.